I was having a discussion a few days ago with a co-worker. We were talking about good credit/bad credit. I was telling him how whether he likes it or not, having good credit is important and that I was working on mine to fix it and of course get my score higher. His opinion was that having good credit, bad credit scores was "the governments way of keeping tabs on people". I came back with "what about owning a home or even just renting one?" We all know you need good credit for that or you pay a higher price. What are your views on this?

Technorati Tags: bad credit, co worker, credit scores, few days, governments, owning a home, score, tabs

Tags: bad credit, co worker, credit scores, few days, governments, owning a home, score, tabs