Posts Tagged ‘money’

Can I get a private loan with no work history?

August 17th, 2011 by admin | 4 Comments | Filed in Free Government Credit Score

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I am a student, right now I have scholarships and loans from the government to help me pay for school, but it is still not enough to cover the cost, luckily i did have somewhat of a college savings plan that has helped me cover my first two years but that money has ran out. Now I am wondering where I can get a private loan. The situation I am finding myself in is that I have an excellent credit score, and excellent credit, but most of the loans want you to have two years of continous employement which i don’t have. Does anybody have any suggestions as to what other loans I could apply for?
to respond to an answer by someone below…i have had continous employment for almost a year and a half. But most loans want you to have two years which i don’t have.

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Will applying for a direct student loan affect my credit score?

August 5th, 2011 by admin | 2 Comments | Filed in Free Government Credit Score

I’m pretty sure that I don’t have a credit score right now – in the past, when I have applied for credit cards at specific stores such as Group USA or Aerie, I have been denied because I don’t have a credit score for them to work with. However, since I am really wanting to go to college and my parents have no money to contribute, I’m considering applying for a student loan from the government at StudentLoans.gov. Will the simple act of applying hurt my credit score, and if so, how much?

Thank you for your help!!! :)
This website is not a scam. I was directed there from the official, government-created FAFSA site. Thank you for the advice however!

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